The Salesforce Administrator observed the following differences in User Settings;

1)That neither the Sales or Finance user profiles could not view all data in CRM, Sales Operations could only view Leads, Opportunity and Tour Date Objects while Finance Operations could only view Opportunity and Repayment Objects.

2) Only the Managers of Sales and Finance could view and create Reports and Dashboards.

3) The only Role that can view All Records Ie Sales and Finance Operations is the Chief Operations Officer Role.